What would you do with an extra $20,000 a year? Would you buy a car for cash? Maybe use it as a down payment on a new home? Would you invest it in the stock market or use it to...
Continue ReadingThe Real Cost of Fitness
Ok the headline of this post is kind of a joke. In a perfect world there should be no cost to fitness. Of course this isn’t a perfect world, and we have to make do with what we have. I...
Continue ReadingStructured Saving
I’ve read before that the wealthiest people don’t use daily or monthly budgets. Maybe that’s true in some respects. But those wealthy people got that way through fiscal responsibility, which at some point had to include some measure of a...
Continue ReadingHow We Paid Off $65,000 in Student Loans in 3 Years!
I know, I know, the headline sounds like a stupid catch phrase. Look, I’ll be up front with you, I’m not a financial prophet or guru. Much of my success revolves around luck and circumstance. A lot of it revolves...
Continue ReadingCryptodiversification for Retirement
I thought I’d take a moment to write some initial thoughts about crypto currencies. These have been all the rage in 2017. Am I a participant in that rage? Yes I am. Do I recommend it for most investment or...
Continue Reading